The UPA government’s National Common Minimum Programme advocates a national health insurance scheme to help poor tide over the economic crises resulting from costs of illhealth. Is such insurance a viable option? This requires detailed examination, and a serious national debate. Several states are toying with such an idea of health insurance in recent months. Any hasty decisions without careful evaluation of costs and benefits will land the nation in a potentially no-win situation.

The UPA government has made a commitment to introduce a national health insurance scheme for the benefit of poor families and promised to raise public spending on health to at least 2-3% of GDP over the next five years with focus on preventive and primary health-care.